/ autonode
EV Lifecycle Intelligence · v1.0
REC · 04:26:24:06 · IN / DEL-NCR
EV Lifecycle Intelligence · India

The intelligence layer India's EV transition needs.

Residual value intelligence for passenger and commercial EVs. We make EVs financeable — so they become sellable.

Start a conversation → Our vision
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0%
of EV financing demand remains unmet at Indian lenders today
~0%
of buyers qualify for EV loans under current underwriting rules
0
India-specific residual value benchmarks exist — anywhere
Residual Value Intelligence◆ Battery Risk Scoring◆ Lender Integration API◆ EV Lifecycle Data◆ India-Native Models◆ Residual Value Intelligence◆ Battery Risk Scoring◆ Lender Integration API◆ EV Lifecycle Data◆ India-Native Models◆
The Structural Gap
The problem

Every EV that can't be fairly financed is a sale that doesn't happen.

Lenders don't have the data to underwrite EVs. So they restrict lending to prime-plus borrowers. The addressable buyer pool shrinks — not because the product isn't good, but because the data doesn't exist.

Buyback guarantees are priced without battery telemetry. Every assumption sits on a balance sheet as unpriced risk. Autonode is the intelligence layer that unlocks it.

82%
Unmet demand
15–33%
Fleet loan rates
0
India benchmarks
The opportunity

India will put 25 million EVs on road every year by 2030.

Today, the financing system reaches a small fraction of that demand. Every segment is compounding. Every segment is under-underwritten. The intelligence layer that unlocks it does not exist yet.

Two-wheelers · 20 Mn/yr market
6% EV penetration
FY25: 1.14 Mn sold
→
16Mn 2030e EV sales
80% gov't target
Passenger 4W · 4.3 Mn/yr market
2.5% EV penetration
FY25: 106K sold
→
1.3Mn 2030e EV sales
30% gov't target
eLCV & 3W · 2 Mn/yr market
<2% eLCV penetration
3W: already 60%+
→
1.4Mn 2030e EV sales
70% gov't target
Combined addressable EV market · 2030
~25 Mn EVs sold / year · $164 Bn market value
Every one needs financing. Every one needs residual-value intelligence. None of it exists today.
The vision

One intelligence layer. Every stakeholder wins.

Autonode sits between OEM telematics and lender credit workflows — turning raw vehicle data into underwriting-grade intelligence. Every vehicle scored makes the model sharper. The cycle compounds.

01 · Residual Value Engine

India-calibrated depreciation curves.

By make, model, variant, and geography — built from marketplace data and real-world telematics. Not borrowed from global benchmarks that don't survive Indian duty cycles.

02 · Battery Risk Scorer

The actuarial input insurers need.

SoH grading, degradation trajectory, replacement probability — priced in, not guessed at. Calibrated for 40–48°C summers and 250 km/day duty cycles.

03 · Lender Integration API

One call. Four answers.

Residual score, battery grade, LTV range, confidence interval — plugged into underwriting at origination. Raw telemetry never leaves the OEM. DPDP-consent governed.

Who this serves

Built for the people who move India's EV market.

No platform fee for OEMs. Autonode monetises through lenders. You contribute data — we unlock your next wave of growth.

01

For OEMs

Your addressable market expands when lenders can say yes. Better buyback pricing, stronger CPO backbone, unlocked fleet pipelines, sharper warranty actuarials.

Higher conversionBetter buybackFleet pipeline
02

For NBFCs & insurers

Underwriting-grade residual scores replace guesswork. Wider approval bands, accurate pricing, lower loss-given-default, faster NPA recovery through real-time asset visibility.

Lower LGDWider approvalsNPA recovery
03

For investors

Category-defining data infrastructure for India's EV financing gap. Compounding data moat with multi-stakeholder network effects — every vehicle feeds the next score.

Data moatNetwork effectsCategory creation
The team

Built by operators who've run this market.

Senior leadership across automotive strategy, lifecycle pricing, and financial services. Two-time founders with prior exits. Operators — not academics. The full team profile is available under NDA.

60yrs+
Combined operating experience in auto & financial services
2×
Founders with prior exits in consumer & tech
3
OEM CEO-level conversations already live
4
IITs & IIMs on the founding team
Prior automotive & strategy experience across
BYD Hyundai Nissan Tata Motors J.D. Power Accenture Deloitte Danone Asian Paints Tata 1mg
The next step

Let's build India's EV intelligence layer together.

We're selectively onboarding OEMs, NBFCs, and strategic investors. Reach out — we'll share the full thesis and the pilot framework.

Email us →
or write to hello@autonodelabs.com